The Company offers automobile hire purchase, mainly to individual customers, for both new and used automobile, including passenger and commercial car such as pickup, van, truck, taxi and mini bus, etc. Majority of the Company’s customers are in Bangkok and metropolitan area followed by customers in Northeast, Eastern and the Central. The Company seeking new potential growth opportunities areas to expand into a new market and area can reach new demand for loanable for offering financial products to meet the customers’ need for supported a changing according to the time period for all customer group and cover all areas throughout Thailand.
The Company is a founding member of Thai Hire Purchase Association which one of the Company’s management is a director of such association. In addition, the Company is a member of the National Credit Bureau Co., Ltd.
The Company’s subsidiary, Bangkok Grand Pacific Lease Public Company Limited, has been providing leasing and hire purchase financing services since 1989, primarily serving corporate clients. The subsidiary’s leasing services mainly comprise finance lease agreements. Its customer base largely consists of business operators located in Bangkok and its vicinity, as well as the Eastern and Central regions of Thailand. The subsidiary focuses on providing financial services to small and medium-sized enterprises (SMEs) with strong growth potential, including those in the construction, service, and automotive parts industries. The assets financed by the subsidiary include machinery, equipment, and vehicles, covering both new and used machinery. The subsidiary focuses on machinery with relatively slow technological changes, high durability, long service life, and strong liquidity. In addition, financing is provided for various types of vehicles, both new and used, such as pickup trucks, vans, and trucks. The subsidiary is also a member of the Thailand Leasing Association. At present, the subsidiary has expanded its product offerings into the alternative energy sector by providing financing for solar power generation equipment (Solar Rooftop), through both hire purchase and loan facilities, in order to promote the adoption of renewable energy.
In 2025, the Company also commenced finance lease services for luxury vehicles, such as Alphard and Vellfire models, targeting high-end customers and entrepreneurs seeking greater financial flexibility. The Company offers suitable repayment terms and competitive interest rates, supported by a prudent credit approval process and effective risk management, with the aim of achieving stable and sustainable long-term growth.
The Company provide other financing services such as Car loan and Sale and hire purchase back Service: SHB Service, which credit to person who is the owner of the car for enhance working capital needs. Personal loan, the Company has commencedcpersonal loan is a special service offered only to the good customers in need of cash. Floor plan financing, the Company has commenced its floor plan financing service to auto dealers as a source of fund for auto purchasing for resale to enhance their liquidity and support on a selective basis only to auto dealers who referred hire purchase customers to the Company. In addition, The Company and its subsidiary provide Direct Loan service
The Company and its subsidiary also provide insurance facilitation services to auto hire purchase customers and general customers. Mainly operated by SK insurance Brokers Company Limited. Insurers that provide the service by Giving advice by the experts, Providing new insurance for company’s customers and a third party, Renewal of the voluntary and compulsory motor insurance (CMI) and Coordination on indemnity for your convenience and rapidity. Also, the company has a variety of insurance company partners for services.
Insurance services include:
- Vehicle insurance e.g. voluntary and compulsory motor insurance (CMI)
- Machine insurance
- Fire insurance
- Marine and cargo insurance
- Life insurance
- Credit Life Insurance
- Miscellaneous insurance e.g. personal accident insurance, third party liability insurance
Since 2023, The Subsidiary (Bangkok Grand Pacific Lease Public Company Limited) started operating the Power Purchase Agreement (PPA) project produced from the solar power system (Solar Rooftop) installed on the roofs of factories or buildings of business operators, which for the most is large -sized industrial. For the distribution and installation, there is an agreement to buy and sell solar energy produced from solar rooftops, in which the Subsidiaries is an investor according to the terms of the contract between the Subsidiary and the customer.
The Company and its subsidiary also provide other services to auto hire purchase customers including auto registrations and transfers and tax renewal etc. in order to provide full service to the customers.